If you normally take a credit card with you when you travel abroad, it may be a little more difficult to avoid ATM charges as this is a convenient way to obtain local currency in many overseas destinations. But again these types of transactions often come with a whole host of hidden charges. There’s no question that most debit and credit cards are expensive to use overseas but some are more cost effective than others.
The Sainsbury’s Gold Credit Card, for example, doesn’t charge a fee for ATM withdrawals whether you’re at home or abroad. You won’t even be charged interest on the amount you take out as long as you clear your balance in full before the end of the month. That said, the card offers a range of extra benefits for travellers but all this comes with a £5 a month price tag. To find out more, take a look at A new credit card to use abroad.